Monaco grants residence to applicants who can show financial standing, suitable housing and a clean record. This page sets out how the route works at a high level.
Information, not advice. Figures are indicative and current as of June 2026. Always confirm the present rules with the official program authority and a licensed professional before you act.
Monaco does not run a fixed price investment programme. Instead it grants a residence card, the carte de sejour, to applicants who demonstrate sufficient financial means, secure accommodation in the Principality and a clean criminal record.
Applicants from outside the European Economic Area normally need to obtain a French long stay visa before they can lodge the Monaco application, because Monaco sits within the French visa framework.
Financial standing is most often shown through a reference letter from a Monaco bank confirming a deposit held with that bank. The bank sets the level it requires based on the applicant profile, so there is no single official figure.
Applicants also provide proof of accommodation, whether owned or rented, valid health cover and supporting personal documents. The exact file depends on nationality and circumstances.
Reported processing times commonly run from about two to five months once a complete file is submitted, subject to background checks. Confirm the current expected timeline with the official authority.
Costs depend on the bank deposit chosen, housing, professional support and official fees. Because the bank sets the deposit level, treat any quoted figure as indicative only and confirm with the bank and the official authority.
The carte de sejour grants the right to reside in Monaco. Cards are issued for set periods and renewed on continued eligibility, with longer validity available to established residents over time. Monaco residence does not by itself grant Monegasque nationality, which has its own separate and lengthy requirements.
| Item | Indicative position | Notes |
|---|---|---|
| Bank reference deposit | Confirm with the official authority | Set by the bank, not a fixed official figure |
| Accommodation | Required | Owned or rented in Monaco |
| Health cover and clean record | Required | Standard supporting conditions |
| Processing | About two to five months | Reported range, confirm with the authority |
Figures are indicative and current as of June 2026. Government of Monaco, Residents Section of the Directorate of Public Security publishes the binding detail. Verify before you act.
No. Monaco does not publish a single fixed figure. A Monaco bank sets the deposit it requires for its reference letter based on the applicant profile. Confirm the position with the bank and the official authority.
Applicants from outside the European Economic Area normally obtain a French long stay visa before lodging the Monaco application, because Monaco sits within the French visa framework.
Not directly. Monegasque nationality has separate and demanding requirements. Residence alone does not grant it.
Information, not advice. Figures are indicative and current as of June 2026. Always confirm the present rules with the official program authority and a licensed professional before you act.
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