Malaysia My Second Home, known as MM2H, now runs as a tiered programme, so the cost depends on the tier you choose. The fixed deposit and the property purchase are the largest parts, with fees and insurance on top.
Information, not advice. Figures are indicative and current as of June 2026. Always confirm the present rules with the official program authority and a licensed professional before you act.
The core financial commitment is a fixed deposit placed with a Malaysian bank, scaled by tier. Reported indicative levels start from USD 150,000 for Silver, from USD 500,000 for Gold and from USD 1,000,000 for Platinum.
Each tier is also tied to a minimum property purchase, reported from RM 600,000 for Silver, from RM 1,000,000 for Gold and from RM 2,000,000 for Platinum. State level rules set minimum prices for foreign buyers and can raise these figures, so confirm with the authority and the relevant state.
Visa and pass fees, plus charges for dependants, apply on top of the deposit and property. A medical check in Malaysia and valid Malaysian medical insurance are also required and carry their own cost. The exact official fees should be confirmed with the Immigration Department, since they are set separately and change.
Applications are reported to run through licensed MM2H agents rather than direct submission, so an agent fee is a normal part of the budget. These fees are not set by the government and vary.
We do not name or rank firms. To use a properly licensed agent and understand the all in cost, the safest step is to be matched with a vetted, independent professional below.
Start from the tier you want, then add the fixed deposit, the qualifying property, official pass and dependant fees, medical and insurance costs, and the agent fee. Because the deposit is held rather than spent and property can be resold subject to rules, the true net cost differs from the headline outlay. Confirm every figure with the authority before acting.
| Tier | Indicative fixed deposit | Indicative minimum property | Pass validity |
|---|---|---|---|
| Silver | From USD 150,000 | From RM 600,000 | 5 years |
| Gold | From USD 500,000 | From RM 1,000,000 | 15 years |
| Platinum | From USD 1,000,000 | From RM 2,000,000 | 20 years |
| Pass, dependant, medical and insurance fees | Confirm the current figure with the official authority | Set separately | Confirm with the authority |
Figures are indicative and current as of June 2026. Immigration Department of Malaysia, with policy set by the Ministry of Tourism, Arts and Culture (MOTAC) publishes the binding detail. Verify before you act.
The fixed deposit placed with a Malaysian bank and the qualifying property purchase are the largest items, scaled by tier. Both should be confirmed with the Immigration Department and the relevant state.
The deposit is held under programme conditions rather than spent, and partial withdrawal is sometimes permitted under set rules. Confirm the current deposit and withdrawal rules with the authority.
Reporting indicates applications run through licensed MM2H agents, so an agent fee is normal. These are not government fees and vary. You can ask to be matched with a vetted professional below.
Information, not advice. Figures are indicative and current as of June 2026. Always confirm the present rules with the official program authority and a licensed professional before you act.
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